@book { author = {Ondruška, Tomáš and Brokešová, Zuzana and Snopková, Andrea and Pastoráková, Erika}, title = {Riadenie rizík a poisťovníctvo}, year = {2022}, publisher = {Wolters Kluwer}, isbn = {978-80-7676-403-3}, doi = {}, URL = {https://akademia.aspi.sk/kiadvany/549} }