@book {
	author = {Horáková, Galina and Páleš, Michal and Slaninka, František},
	title = {Teória rizika v poistení},
	year = {2015},
	publisher = {Wolters Kluwer},
	isbn = {},
	doi = {},
	URL = {https://akademia.aspi.sk/kiadvany/837}
}